Patient Info

Insurance & Financing

Garrison Family Dental is in the PPO Network for CIGNA® and SunLife (formerly Assurant®). We are a premier provider for Delta Dental® and a traditional provider with Blue Cross Blue Shield®.

Major Dental Work on the Horizon? Flexible Financing Can Help

Because we care about our patients, we developed the Prime Dental Membership Plan—available only at Garrison Family Dentistry. Many people find themselves without any dental insurance coverage these days, and our team can empathize! Our program assists patients who have no dental insurance coverage in making their dental care more affordable. For a reasonable annual fee, the Prime Dental Membership Plan includes routine dental checkups and x-rays and provides significant savings for some of our most popular cosmetic and restorative services without insurance headaches. Because this plan is not insurance, there are no claim forms, no deductibles, no hidden fees or financial surprises, no required pre-authorizations or third-party interference to postpone treatment, no pre-existing condition limits and no waiting periods—benefits can be used immediately!

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Member responsibilities include:

• Membership fee must be paid up front, in full, and is valid for 12 calendar months.
• Membership fee is nonrefundable and cannot be canceled following payment.
• Treatment fees must be paid in full on day of service to receive membership discounts. There are no exceptions.
• Cancellation or failure to keep a scheduled dental cleaning appointment without the required 48-hour notice will count as one of the two annual checkups and cannot be made up.

Limitations & exclusions of the plan include but are not limited to:

• Oral surgery requiring setting fractures or dislocations.
• Any treatment which cannot safely be performed due to the general health limitations of the eligible Plan Member as indicated by assessment of our dentists or said Member’s personal physician or physicians.
• Any dental procedure considered experimental.
• Dispensing of drugs.
• Any treatment paid for by Worker’s Compensation, employer’s liability laws, a federal or state government agency, or other insurance coverage carried by the Plan Member.
• Any treatment provided without cost by any municipality, county, or other political subdivision.
• Any administration of general anesthesia, oral conscious sedation, or nitrous oxide.
• Any dental care in which you have been referred to a specialist by Dr. Garrison or Dr. Klamer.
• Procedures resulting from military service or any act of war, declared or undeclared.
• Any dental treatment that began prior to the Plan Member’s effective date for eligibility of Plan benefits, including but not limited to teeth prepared for crowns, root canals in progress, or orthodontic services.
• Any fees related to admission, use, or stays in a hospital, outpatient surgery center, or similar care facility.
• Any procedure that has a poor probability for success based on condition of tooth, teeth, or surrounding structures in the professional opinion of the dentist or specialist OR any procedure inconsistent with generally accepted standards for dentistry.
• Extraction of asymptomatic teeth or teeth showing no signs of infection, including but not limited to the removal of third molars (wisdom teeth).
• Additional exclusions and treatment fees are subject to change without notice.

Garrison Family Dentistry shall have the right to refuse service to any Plan Member who fails to follow a prescribed course of treatment by Dr. Garrison or Dr. Klamer.